Credit Engine by Brainysoft

We offer a full range of solutions and services to run Microfinance Institution
UI interface of the Brainysoft platform

Tech in Fintech

    MFI, Banks, Credit Union.
    Launch your lending business at minimum cost and time-to-market with our Lending as a Service Solution.
    Build your own marketplace, p2p payment, consumer or SME loan product, debit or prepaid card.
About Credit Engine

  • Functional parts of the platform.
  • Which companies need our platform.
  • Licensing options.
Brainysoft Platform​
We are an IT partner who takes care of all technological issues for the rapid development of business in modern conditions.

In numbers

Scalability of IT gives the opportunity to increase income without a dramatic increase in costs.
Setting up a new credit product
Customers portfolio growth
Customers portfolio growth Quick Start
Productivity in processing new contracts on a portfolio
Customers portfolio growth
Compliance: Fl 152 SPD RUSSIA // GDPR 2018 EU // PDP BILL 2018 INDIA

We have a strong presence in Central Asian and European markets

Currently we are expanding our business to Africa, Western Asia and India

Our products

Standard services for lending and customized products use our credit engine for business.
Lending as a Service
Buy Now Pay Later
Castomized product for E-commerce
SaaS lending platform
Car Loans
Castomized product for car loans
Our customers

Universal functionalities are built-in

Business leads can decide which products to offer.
Our product designer will help you define a new credit product with near-instant time to market.
  • Accounts & Contracts
    • Deposit, Current & Savings
    • Loans
  • Lending / Loans
    • Consumer
    • Corporate
    • Mortgages
    • Syndicated
    • Micro
  • Customer
    • Onboarding
    • KYC
    • Scoring
    • AML
  • Analytics & Reporting
    • Marketing
    • Regulatory
    • Forensics
    • Risk
  • Accounting
    • Finance
    • Controlling
    • Tax
  • Cards
    • Debit
    • Credit
    • Virtual
  • Extras
    • Collateral
    • Leasing
    • E-comm

Why to choose us

Everyday we work hard to make life of our customers better and happier.
Fast time-to-market for new offerings
No need to involve your IT department. Our product designer makes it easy to launch your new credit products in less than one week.
Multi-Currency on one account
(Fiat & Crypto Currency)
Our digital lending as a Service solutions support multi-currency accounts seamlessly.
Reliable regulations without reconciliations
Due to its single-point-of-truth design, no internal reconciliations are required. All functional departments see the same correct amounts in real-time.

IT architecture

Licensing Options

There are several licensing options: SaaS, Revenue Share and Standalone.

The most common SaaS licensing
monthly payment.

Cost of rent depends on the number of users. Minor and major updates are included in the license payment.

The company does not need to make large financial investments, you can test the system, work on it and then scale to the entire company.
SaaS licensing — Revenue Share is when a company pays us commission from actually received incomes.

Number of users in this case doesn't matter. Minor and major updates are included in the license payments.
The Standalone version is a one time version buying software on client server.

Number of users in this case doesn't matter.

Version with only minor updates. And a subscription version with all updates.
Please send an application for detailed cost information.

We are looking for local partners
on international markets


  1. UI localization
  2. Third-party fintech services integrations. API
  3. Sales & Marketing support

Lending as a Service
P2P cryptocurrency lending marketplace

Meet our team

The smartest people work every day to provide the best service and to make our clients happy.
  • Denis Krestin
    Head of Business Development
  • Galina Bakhmeteva
    Chief Executive Officer
  • Andrey Zubarev
    Chief Technical Officer
  • Vlad Bereznitskiy
    Chief Product Officer
  • Anita Khasanova
    Head of International Development
  • Yuri Volokhonskiy

Exhibitions in which we take part

Contact us
+7 (967) 065-71-17

Bolshoy bulvar 42, stroenie 1, office 2-216, Skolkovo Innovation Center, Tehnopark, Moscow, Russia, 121205
Фото автора Karolina Grabowska: Pexels
The research is carried out by BrainiSoft LLC with grant support from the Skolkovo Foundation